Things one must avoid while applying for Travel Insurance

A survey of fliers in the recent year have given scary statistics, revealing that more than 20% of the fliers do not have any kind of travel insurance when they travel abroad. Now that travel insurance has become a lot cheaper than its initial days, it’s a seemingly bad decision to jet-off without any adequate protection against potential losses. These days you can get many different types of travel insurance policies in India, provided that you shop around a little.

But more importantly, you must be cognizant of the things that are to be absolutely avoided while you buy travel insurance from any general insurance company in India

If you are above 65 years of age, it does not mean that you ought to pay more premiums on account of your age. Shopping around a bit will get you require coverage at the amount that is affordable. Don’t fall prey to marketing blitz, bargain hard as it is no crime to be of older age.
Do not buy insurance from any non-insurers. These days many people sell insurance policies, it is no more the domain of a certified insurance agent. You can now buy insurance from local supermarket, credit card company, bank etc. these people, although are selling insurance, are not the providers. In other words, they are re-selling insurance. So when you buy a policy from a re-seller it is bound to cost you more. Therefore you must always buy travel insurance policies from specialist and traditional travel insurer.
It’s always cheaper to buy travel insurance individually than as a part of your travel package. It is known to cost significantly higher, hence must be absolutely avoided.
Never gloss over the fine print- it is a cardinal rule. Always be sure of the cover you need and make it a point to read and ascertain whether they are adequately covered or not.