Does low-cost health insurance really exist?
For many of us this seems to be a perpetual question. The answer that you get from ordinary folks can be varying to both the extremes. The state of the economy is bad and there is very little signs of improvement, amidst such ruckus every family are trying to improve on their sayings in anticipation of worst times. There are various ways by which they try to save money like dining out less frequently, buying second hand vehicles and saving on gasoline by cutting down on travel. But people seldom think on cutting cost when it comes to their health insurance, despite significant scope to do so.
Low-cost health insurance does not exist per se. we have to make it low-cost by employing our efforts in the right direction and by making adequate and timely decisions.
Here are few tips or a how-to guide that will help you find low-cost health insurance in India
Allow the agent to be cognizant of the monthly payment and the deductibles you are able to afford.
Opt for a group health insurance plan. This can be possible through your organisation or by the virtue of your employment. A group health insurance plan always costs lesser than an individual health insurance plan, simple economics. For many of us it does not even occur to enquire if we qualify for any of the group plans. Enquiring never hurt anybody and therefore you must.
Having a good rapport with an insurance agent can also help you unravel many ways through which you can cut down on your health insurance cost or better still, to get more coverage for the same amount of premium.
The key to finding low-cost health insurance is tenacity and if you have that in you then yes, low-cost health insurance exists for you.
General Insurance Mantra 