2 wheeler insurance and insurance firms
It is a known fact that most insurance companies have a tie-up with leading vehicle manufactures in a bid to expedite the procedure of availing a 2 wheeler insurance policy. This is important due to the fact that having insurance is a mandatory provision under Motor Vehicle Act. The two wheeler insurance providers have multitudes of policy at the disposal of the vehicle owners to choose from. Thus any vehicle owner is completely overwhelmed with the kind of option that is available to him. Each 2 wheeler insurance policies cater to specific needs of the vehicle owner and covers specific risks and liabilities.
A typical 2 wheeler insurance will cover the following in lieu of timely premium payment:
- Legal liability
- Third party liability
- Loss due to accident
- Theft of the vehicle
- Loss of life and damage of property of third party
When you are out looking for a suitable 2 wheeler insurance vehicle for your motor cycle, you will come across many insurance providers. One must beware of the resellers of insurance, as buying insurance from the re-sellers will cost you more than from an insurance agent who works for the insurance company. This is important due to the fact that a traditional insurance agent will have more in-depth knowledge of the policy and will be more acquainted with the claim process of the company.
So if you are out buying 2 wheeler insurance for the first time. Ensure that you are cognizant of all the relevant documents that need to be submitted to buy insurance as well as to make a claim.
Following is the list of important documents to be submitted for making a claim
- Two claim forms duly signed
- Vehicle repair invoice (original copy)
- Registration certificate of the vehicle (photocopy)
- Driving license of the vehicle owner (photocopy)
- Police report
General Insurance Mantra 